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CREDITGYPSIE

CREDITGYPSIE

PERSONAL CREDIT REPAIR COACH – Month To Month 50.00 No hidden fees

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The Laws

FACTA FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003

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Owner/Founder 2017 Melissa S.

Founder Melissa-Hi!!! I hope my Website is Full of Information that helps Consumers. If We band together we can MAKE SOME CHANGES.

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Recent Posts

  • New York New Collection Law Re Deceased Debtors and their Family
  • Credit Repair Consultants
  • Collection Accounts…always request your original documents from the original predator from a collection agency because if they can’t provide are not allowed to place anything on your credit report
  • Collection Account- If the last payment on the account was not voluntary
  • #Collectionagencies can see the websites your viewing…

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  • 50.00 Per Month Cancel Anytime – Consulting/Coaching Fee
  • Are You Being Pre-Charged By Your Credit Repair Company/Person? Because it’s against the Law per the Credit Repair Organization Act.
  • Collectors Have No Contract Between You And Them With Your Wet Signature. They are also, besides breaking FCRA Laws, from the get go-reporting the WRONG alleged balance due to the Creditor not reporting the income[s] they have received when they Chargeed-it-Off.
  • Creditors File Insurance Loss Claims On Your Charged-Off Accounts and Get A Nifty Check !!!
  • CREDITORS.COLLECTORS.CREDIT REPAIR ORGS & FOR PROFIT CREDIT BUREAUS’ CORRUPT WAYS That Every Consumer Should Know About
  • Every Consumer in America deserves to know exactly how the Acts and Laws are specifically being broken by each entity that was set up to protect them
  • From My Vantage Point. Get some espresso or tea and read this short synopsis.
  • In Depth Vital Free Truths For Every Consumer That No One Else Is Telling
  • Law Links
  • Modified Loans With Collection Agencies To Remove Your Current Negative Tradeline #modifiedloan #collections #collectionagency #refinancing #refi #rewrite
  • Monitor Your Credit Here
  • Order All Three Credit Reports Here: Experian, Equifax, Transunion
  • THE CREDIT BUREAUS are Violating the Fair Credit Reporting Act when publishing your information, for the most part.
  • The Laws
  • This Is What We Do
  • Truths No One Else Will Tell You
  • We Will Forward Your Possible Violation Case To An Attorney For You and see if you have a case. We’ll do the footwork. Compliance is a dirty word in the Finance Industry, and Consumers are Done With Their violations and greed!
  • YOUR JOB INFO IS BEING SOLD TO THIRD PARTY DEBT COLLECTORS via Inquiries:

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  • New York New Collection Law Re Deceased Debtors and their Family January 13, 2019
    A state law outlining legal obligations of debt collectors working with the family of a deceased debtor will take effect in New York on March 29, 2019. “No debt collection agencies shall make any representation that surviving family and household members are required to pay the outstanding debts of a deceased family member,” according to … Continue reading […]
    CREDITGYPSIE.COM
  • Credit Repair Consultants January 13, 2019
    Creditgypsie is a Consulting Firm For Consumers who are doing their own Credit Repair For 25.00 Per Month No Sign Up Fees No hidden costs Cancel Anytime No Contracts    
    CREDITGYPSIE.COM
  • Collection Accounts…always request your original documents from the original predator from a collection agency because if they can’t provide are not allowed to place anything on your credit report January 8, 2019
    Yes that’s right And don’t forget we have letters that can completely remove a collection from your credit report or if you just want to pay it and deal with it we are here to consult with you and be a liaison We will be opening approximately June of 2020
    CREDITGYPSIE.COM
  • Collection Account- If the last payment on the account was not voluntary January 8, 2019
    A lawsuit cannot be filed against you. Ie: Insurance payout .. Gap etc That payment cannot restart the Statute of Limitations or SYRP SEVEN YEAR REPORTING PERIOD. WE NEED TO BE AWARE OF WHAT’S GOING ON!!!!! IF YOU HAVE SOMETHING IN COLLECTIONS. OK?
    CREDITGYPSIE.COM
  • #Collectionagencies can see the websites your viewing… December 22, 2018
    Via #idicore A program they use to find you. More soon…
    CREDITGYPSIE.COM
  • In #Vermont December 22, 2018
    Collection Agencies can’t pull your Credit but they can receive #Triggers All states need to Adopt this
    CREDITGYPSIE.COM
  • #Fraud by #CollectionsAgencies December 21, 2018
    THE “OPENED” Tradeline -Title- on your Credit Reports is Pure Fraud. The Consumer never opened anything. The consumer never opened a new contract or signed anything with another company And even if they did the collection agency does not have the correct balance which is also fraud… See my previous posts regarding that The OPENED … Continue reading "#Fr […]
    CREDITGYPSIE.COM
  • Triggers are … #TheDarkWeb … and the #CreditBureaus Are the Dark Web … December 20, 2018
    I’m working on an article that is going to explain From my perspective The Dark Credit Bureaus Stay tuned
    CREDITGYPSIE.COM
  • #FICO suggests using only 1-3 percent of your #creditcards. Maxing them out or even just using 50%.. pulls your #creditscore down…. And can create a #bombshell affect… December 19, 2018
    When you have an excellent #creditscore then use that score to buy your #homes and your #cars… I live a very #simplelife I don’t buy anything with credit cards… If I can’t pay #cash for it I don’t buy it.. That’s My #Philosophy I know it’s not everyone’$ ….but…that way if you were to get … Continue reading "#FICO suggests using only 1-3 percent of your […]
    CREDITGYPSIE.COM
  • Watch “Welcome message from credit gypsie regarding original creditors and the corruption in America” on YouTube December 19, 2018
    hi this is not the best video but I just wanted to put my face out there I’m going to do better videos just wanted to say hello to my Readers💜 I know sometimes I post something if it’s not available sorry I’m just working on editing some of my posts.
    CREDITGYPSIE.COM

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  • New York New Collection Law Re Deceased Debtors and their Family

Nothing Published On Our Website Is Proprietary or Exclusive to just one Institution. Across the USA these things are commonly used and known information. Nothing I’m publishing is Secret to Just one Institution.

Thanks

Melissa

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Creditgypsie

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